Pay Later


To use Shop Pay Installments, a customer goes through the following steps:

  • The customer adds items to their cart.

  • The customer checks out using Shop Pay.

  • The customer selects Shop Pay Installments and chooses to pay for their order in 4 installments.

    After a customer selects Shop Pay Installments, they review their purchase and are presented with one of the following options:

    • Make their first payment at checkout

    • Make their first payment 2 weeks after the purchase was made

      The 3 remaining payments are automatically charged to the customer's debit or credit card every 2 weeks. Customers get an email reminder before each payment is charged.

      After the order is completed, you receive full payment for the order upfront, excluding the fee incurred for using Shop Pay Installments.